You may need to list your items individually on your insurance policy to ensure they are covered if anything happens.
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Are your guns covered? What about your jewelry and collectibles? Today I would like to talk to you about the limitations of your homeowner’s insurance.
Most insurance policies have a limit to what they will cover for your guns, jewelry, and collectibles. This is usually about $2,500.
This means that if you want all of these covered, you will need to name them on a policy. You list them on the policy along with their values so that the company knows what you have and can then provide you with extra coverage over the standard policy.
If you have any questions about the limitations of guns, jewelry, and collectibles, please feel free to contact me. I would be happy to review your different options and go over the best way to cover them with you.