Landlord Insurance 101: Owning rental property is a significant investment that comes with unique risks. Landlord insurance is designed to protect property owners from financial losses associated with rental properties. This introductory guide will help you understand the essentials of landlord insurance and why it’s critical for protecting your investment. 1. What is Landlord Insurance? […]
What Happens When a Tree Falls on Your Car? Understanding Insurance Coverage
When a tree falls on a car, it can be confusing to determine which insurance coverage applies. Many might assume their home insurance would cover the damage, but that’s usually not the case. Here’s what you need to know if you ever find yourself in this situation. 1. Who Covers the Damage? Contrary to common […]
Understanding Water Damage: Does Home Insurance Cover It?
Water damage can be a homeowner’s worst nightmare, leading to significant repairs and restoration costs. Knowing whether your home insurance policy covers this is crucial for protecting your property and financial stability. This guide delves into the specifics of coverage under home insurance policies. 1. What is Water Damage? Water damage in homes typically involves […]
Do You Have Flood Insurance? What You Need to Know
Do you have flood insurance? Many homeowners believe that their standard policy covers floods, but the reality is that most policies do not include flood protection. Whether you live in a high-risk area or not, this can be a crucial safeguard for your home and belongings. 1. What is Flood Insurance? This is a separate […]
Vacant Home Insurance 101: What You Need to Know
Vacant home insurance 101: If your home is sitting empty for an extended period, you may need vacant home insurance to protect it. Many homeowners don’t realize that standard policies may not fully cover vacant properties. Here’s what you need to know to keep your property safe. 1. What is Vacant Home Insurance? Vacant home […]
What is Loss of Use? Understanding Your Home Insurance Coverage
If your home becomes unlivable due to a covered event like a fire or tornado, where would you stay? How would you cover extra expenses? This is where loss of use coverage comes in, helping homeowners manage unexpected costs while their home is being repaired. 1. What is Loss of Use Coverage? Loss of use, […]
When Should You Turn in a Claim?
When Should You Turn in a Claim? Do you need auto, home, business/commercial, or life insurance? Contact us for a quote today On a auto accident or anything like that, you should turn it in automatically, as soon as it happens, as fast as you can. On a home claim like hail or things like that, […]
Why You Should Clean Out Your Dryer Vent
Recently at my house, we had our dryer vent cleaned out
Are You Renting Out Your House?
If you rent your house on like Airbnb,